Gemalto provides the Ezio eBanking Server, a dedicated back-end authentication solution for protecting online banking operations, along with the Ezio Mobile Software Development Kit (SDK) to secure Knab’s mobile banking app. In addition, each new subscriber gets a Knab debit card, combined with a portable EMV smartcard reader that verifies card holder identity and protects online transactions with EMV level security. Based on Gemalto’s Clarista range, these payment cards and readers form part of the ‘connection kit’ that Knab issues to all new account holders, that is packaged and shipped by Gemalto from its personalization center direct to end users.

The Netherlands has the highest penetration of online banking users in Europe. For an online-only bank like Knab, securing access and providing a trusted service is critical to ensuring it can deliver the highest level of customer experience. Gemalto’s comprehensive solution for banks supports Knab in addressing new consumer trends and has already helped the bank to attract digital natives by offering online banking services to meet their increasingly mobile needs, offering account holders the benefits of a secure 24/7 service via a rich mix of channels, with the capabilities of PC online banking fully extended to smartphones and tablets.

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