MTN Uganda is part of the MTN Group, a multinational telecommunications group operating in 21 countries in Africa and the Middle East and serving over 100 million subscribers, including 4.2 million in Uganda. Gemalto provided MTN Uganda with a comprehensive solution that includes the server for interconnecting the operator with its banking service provider, and the SIM cards storing and executing the m-payment application. The company also supplied server integration services and acts as technological partner of MTN Uganda. The Gemalto solution provides a secure, convenient and affordable means for MTN Uganda subscribers to carry out peer-to-peer fund transfer using their mobile phone, whether or not they have a bank account. It also makes m-payment accessible to users who do not have an Internet access. An easy-to-navigate menu enables consumers to send and receive money, buy airtime, withdraw cash from a local retailer, with the security provided by the SIM card. Since the SIM card is the only application platform working with 100 percent of handsets, subscribers can perform m-payment transactions using any type of mobile phone, which means the service is immediately available to all. www.gemalto.com