“Tap & Go™” Payments in Select NYC Subway Stations

Using contactless payment technology, powered by MasterCard® PayPass™, participants in the subway trial will be able to pay for their fare at the point of entry by simply tapping their contactless Citi credit card, Citibank MasterCard debit card or payment tag on a specially equipped reader built into the subway turnstile. The cards and payment tags can also be used at any MasterCard PayPass merchant location in the U.S. and globally. “The MTA is pleased to have the opportunity to work with MasterCard and Citigroup to learn more about their approach to contactless payment technology for transit,” said Metropolitan Transportation Authority Chairman Peter S. Kalikow. “Our goal in this trial is to evaluate the potential of contactless payments to simplify fare payment for customers who travel throughout the MTA network, while also evaluating its operating efficiencies.” Trial participants can use their Citi credit card, Citibank debit card or payment tag in two ways to gain entry to the subway: “pre-pay” or “pay as you go.” Both options allow trial participants to access a website or call center to retrieve ride history and details of charges. • “Pre-pay”: Trial participants will have the ability to pre-pay for their rides by registering their Citi credit card, Citibank debit card or payment tag online or via the telephone where they will be eligible for the MTA 20% bonus. Pre-pay service allows the rider to fund a transit account using a Citi credit card or Citibank debit account. The transit account will automatically be replenished when the balance falls below a set amount. • “Pay-as-you-go”: Trial participants will also have the ability to pay-as-they-go without registering their card or payment tag. Instead of stopping in stations or elsewhere to buy a $2 card for a subway ride, participants simply tap their contactless Citi credit card, Citibank debit card or payment tag at the reader on the turnstile to pay for a ride. The new Citi and Citibank payment tag leverages technology from On Track Innovations Ltd, (OTI), a global leader in contactless microprocessor-based smart card solutions. Ziba, an internationally recognized design consultancy, designed the Citi and Citibank payment tag based on customer insights. ACS, a world leader in providing end-to-end fare collection solutions, is providing back-office payment platform services for the trial and also provided installation support. Dione, a Lipman Engineering company, provided its Dione Secura module for use as the contactless terminal in the subway trial. christina_rae@mastercard.com www.mastercard.com/subwaytrial www.mastercardworldwide.com 

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