Examples of the types of Visa multiple application cards include: • Debit plus Credit – For debit issuing banks wishing to establish a presence in the credit marketplace • Credit plus Debit – Offering cardholders a choice of payment methods with the ability to ensure Visa credit is always available even when in non-chip and pin markets • Debit plus Instalment – Extending the payment opportunities of an everyday debit card with instalment payments • Credit plus Instalment – Adding higher value payments to standard credit usage, a popular combination with retail co-brand partners www.visaeurope.com